Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Garuda Kapitalne website and platform (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you should not use the Service.
This is a general draft template provided for informational purposes. It has not been reviewed by legal counsel and should be adapted to reflect your actual business practices and the laws applicable to your jurisdiction before publication.
1. Acceptance of Terms
By creating an account, accessing any part of the Service, or clicking to accept these Terms where presented, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy, which is incorporated herein by reference.
2. Description of Service
Garuda Kapitalne provides an AI-driven data analysis platform intended to help users review information relevant to gig-economy income and independent investment activity. The Service presents data-derived insights and reports and does not constitute financial, investment, tax, or legal advice.
Outputs generated by the Service are informational in nature. Users remain solely responsible for any decisions made using information obtained through the Service.
3. Eligibility and Accounts
You must be of legal age in your jurisdiction to enter into a binding agreement to use the Service. When creating an account, you agree to provide accurate and current information and to keep your login credentials confidential. You are responsible for all activity that occurs under your account.
4. Acceptable Use
You agree not to misuse the Service. This includes, without limitation, not attempting to reverse engineer, disrupt, or gain unauthorised access to the Service, not uploading unlawful or infringing content, and not using the Service in a manner that could harm Garuda Kapitalne, other users, or third parties.
We reserve the right to suspend or terminate access for any account found to be in violation of these Terms.
5. No Financial or Investment Advice
Nothing provided through the Service should be construed as a recommendation, solicitation, or offer to buy or sell any financial instrument, nor as professional advice of any kind. Garuda Kapitalne does not guarantee any particular outcome, income level, or investment result. You should consult a qualified professional before making financial decisions.
6. Fees and Payments
Certain features of the Service may require payment of fees. Where applicable, fee amounts, billing cycles, and payment terms will be presented to you prior to purchase. All fees are non-refundable except where required by applicable law or expressly stated otherwise.
7. Intellectual Property
All content, software, trademarks, logos, and materials associated with the Service are the property of Garuda Kapitalne or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to use the Service for its intended purpose, subject to these Terms.
8. Disclaimers
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Garuda Kapitalne does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Garuda Kapitalne and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or income, arising from or related to your use of the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Garuda Kapitalne, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses arising out of your use of the Service or your violation of these Terms.
11. Termination
We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or the Service. You may stop using the Service and close your account at any time.
12. Changes to These Terms
We may update these Terms from time to time. Material changes will be indicated by updating the effective date below. Continued use of the Service after changes become effective constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Garuda Kapitalne operates, without regard to conflict of law principles. This section should be reviewed and finalised based on your actual jurisdiction and legal requirements.
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
15. Contact
Questions regarding these Terms can be directed through the contact channels provided on the Garuda Kapitalne website.
Last updated: this draft should be dated upon publication.