Privacy Policy
This Privacy Policy explains how Garuda Kapitalne ("we", "us", or "our") collects, uses, discloses, and safeguards information when you visit our website or use our platform. This is a general draft provided for informational purposes and should be reviewed and adapted to reflect your actual data practices and applicable law before use.
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1. Information We Collect
We may collect information you provide directly to us, such as when you create an account, fill out a form, subscribe to communications, or contact us for support. This may include your name, email address, phone number, and any other details you choose to share.
We may also collect information automatically when you access our platform, including device identifiers, browser type, IP address, pages viewed, referring URLs, and interaction data, typically gathered through cookies and similar tracking technologies.
If you use features of our platform that involve analysis of financial or income-related data, we may collect information you submit for that purpose. We do not independently verify the accuracy of data you provide.
2. How We Use Information
We use collected information to:
- Provide, operate, and maintain our platform and its features.
- Personalise and improve your experience with our services.
- Communicate with you about updates, support requests, or administrative matters.
- Monitor usage patterns to understand how our platform is used and to improve functionality.
- Detect, investigate, and prevent fraudulent, unauthorized, or illegal activity.
- Comply with applicable legal obligations.
3. Legal Basis for Processing
Where applicable law requires a legal basis for processing personal data, we rely on one or more of the following: your consent, the necessity of processing to perform a contract with you, our legitimate interests in operating and improving our services, and compliance with legal obligations. You may withdraw consent at any time where processing is based on consent, without affecting the lawfulness of prior processing.
4. Cookies and Tracking Technologies
We use cookies and similar technologies to recognise your browser, remember preferences, and understand how our platform is used. You can configure your browser to refuse cookies or alert you when cookies are being sent. Disabling cookies may affect the functionality of certain features.
5. Sharing of Information
We do not sell personal information. We may share information with:
- Service providers who perform functions on our behalf, such as hosting, analytics, or customer support, under appropriate confidentiality obligations.
- Professional advisors, such as legal or financial consultants, where necessary.
- Regulatory authorities or law enforcement, where required by law or to protect our rights, property, or safety, or that of others.
- A successor entity in connection with a merger, acquisition, or sale of assets, subject to confidentiality commitments.
6. Data Retention
We retain personal information only for as long as necessary to fulfil the purposes outlined in this Policy, unless a longer retention period is required or permitted by law. Criteria used to determine retention periods include the duration of our relationship with you, legal obligations, and the need to resolve disputes.
7. Data Security
We implement reasonable technical and organisational measures designed to protect information from unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
8. International Data Transfers
Your information may be transferred to, and processed in, countries other than the one in which you reside. Where such transfers occur, we aim to ensure appropriate safeguards are in place consistent with applicable law.
9. Your Rights
Depending on your jurisdiction, you may have rights regarding your personal information, including the right to access, correct, delete, restrict, or object to certain processing, and the right to data portability. To exercise any of these rights, please contact us using the details provided on our website. We will respond to verified requests within a reasonable timeframe and in accordance with applicable law.
10. Children's Privacy
Our platform is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it promptly.
11. Third-Party Links
Our platform may contain links to third-party websites or services that are not operated or controlled by us. We are not responsible for the privacy practices or content of such third parties. We encourage you to review the privacy policies of any third-party sites you visit.
12. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the revised policy on this page with an updated effective date. Your continued use of our platform after changes take effect constitutes acceptance of the revised Policy.
13. Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please reach out through the contact channels listed on our website. This document is a general template and should be customised to accurately reflect Garuda Kapitalne's actual data handling practices and to meet applicable legal requirements in your jurisdiction.